Where Home Financing Feels Like Magic
No tricks, just expert guidance and mortgage solutions tailored to you.
We’ll find the right mortgage to fit your life and financial goals.
Your Home, Your Terms, Our Expertise
At Magic Mortgage, we believe home financing should be as exciting as finding your dream home. Whether you're a first-time buyer, a seasoned investor, or looking to refinance, we take the stress out of mortgages and replace it with a seamless, transparent, and rewarding experience.
Our clients turn to us when they’re:
- Frustrated with traditional lenders who make the process more complicated.
- Tired of inconsistent service and unclear communication.
- Looking for a lending partner who prioritizes their financial success.
- Seeking expert guidance from a professional who understands both real estate and finance.

Which Loan Is Right for You?
Find the Perfect Mortgage with Magic Mortgage & Troy Lawrence
Explore the best loan options tailored to your home financing needs.
Buying your first home? We’ll guide you through the process with expert advice, low down payment options, and personalized support to make homeownership a reality.
Active-duty service members, veterans, and military families can take advantage of exclusive VA loan benefits, including no down payment and competitive interest rates. We’ll ensure you maximize your benefits.
Looking to expand your real estate portfolio? Troy’s expertise in both lending and commercial real estate gives you an edge in finding the right loan to maximize your returns and build long-term wealth.
Thinking about refinancing? Whether you want to lower your rate, reduce monthly payments, or tap into your home’s equity, we’ll help you explore the best refinancing options for your financial goals.
Upgrading, downsizing, or relocating? We offer a variety of loan programs with flexible terms to help you find the perfect fit for your next home.
Worried about your credit score? We offer credit guidance and mortgage solutions to help you get approved and move forward with confidence.
We offer a full suite of purchase and refinance solutions, including innovative pre-approval options, credit optimization services, and tailored loan programs that align with your financial goals.
The Right Loan for the Right Home
Troy’s Got the Solution
With a deep understanding of both real estate and finance, Troy is committed to helping his clients navigate the mortgage process with confidence. Whether you're purchasing your first home, expanding your investment portfolio, or refinancing for better terms, Troy's expertise ensures a smooth and successful experience.
His goal is to provide tailored mortgage solutions that align with your financial future—because at Magic Mortgage, it’s not just about loans, it’s about building wealth and creating opportunities.

Note: The results shown are estimates only and do not include all factors. Speak with a licensed agent or loan provider for exact details. This tool is sourced from CloseHack.
Ready to Save on Your Mortgage?
Let’s explore your best options today! Get Started Now.