Refinancing Your Home

with Troy at Magic Mortgage Inc

Refinancing your mortgage can be a smart financial move, whether you’re looking to lower your interest rate, reduce your monthly payments, or tap into your home’s equity. At Magic Mortgage, we make refinancing a seamless process with personalized solutions designed to meet your goals. If you’ve been thinking about refinancing but aren’t sure where to start, we’re here to guide you every step of the way.

What is Refinancing?

Rate-and-Term Refinance

Lowering your interest rate or changing the length of your loan term to save money over time.

Cash-Out Refinance

Borrowing against your home’s equity to pay for home improvements, debt consolidation, or other major expenses.

Streamline Refinancing

A faster, simplified process that may be available for certain loan types like FHA or VA loans.

When Should You Refinance with Magic Mortgage?

Lower Interest Rates: Refinance to lock in a lower rate and reduce monthly payments. Shorten Loan Term: Refinance to a shorter term to pay off your mortgage faster and save on interest. Cash-Out Refinance: Access your home’s equity for major expenses or investments. Eliminate PMI: Refinance to get rid of private mortgage insurance once your home’s value increases. Switch Loan Types: Move from an adjustable-rate mortgage to a fixed-rate, or vice versa, for better terms.

Troy Lawrence NMLS #1885144 | Magic Mortgage Inc NMLS #2654516 Photo

Think You Could Save?

Find Out if Refinancing is Right for You—Contact Troy Today!