Refinancing Your Home
with Troy at Magic Mortgage Inc
What is Refinancing?
Rate-and-Term Refinance
Lowering your interest rate or changing the length of your loan term to save money over time.
Cash-Out Refinance
Borrowing against your home’s equity to pay for home improvements, debt consolidation, or other major expenses.
Streamline Refinancing
A faster, simplified process that may be available for certain loan types like FHA or VA loans.
When Should You Refinance with Magic Mortgage?
Lower Interest Rates: Refinance to lock in a lower rate and reduce monthly payments. Shorten Loan Term: Refinance to a shorter term to pay off your mortgage faster and save on interest. Cash-Out Refinance: Access your home’s equity for major expenses or investments. Eliminate PMI: Refinance to get rid of private mortgage insurance once your home’s value increases. Switch Loan Types: Move from an adjustable-rate mortgage to a fixed-rate, or vice versa, for better terms.

Think You Could Save?
Find Out if Refinancing is Right for You—Contact Troy Today!